| Manufactured Home Lender - Manufactured Home Lenders - In Park - Mobile Home Refinancing Lenders 1-800-608-6898 50 States - Manufactured Home Lenders Refinancing Financing, Approved Lenders |
| Manufactured Home Lenders - Manufactured Home Financing - Refinance |
FAQ's
Q. Is single wide or double wide financing or refinancing available for homes in parks,
on leased, family land, or land where the deed or mortgage is separate from the home?
A. Yes! These are "home only" or "chattel" loans, and there are excellent rates and terms
for purchase or [refinance which includes equity cash out.]
Q. Is financing or refinancing available for homes with land tied by deed or mortgage?
A. Yes! In most states purchase and refinancing is available, sometimes with extra equity
[cash available for debt consolidation or home improvements] depending on the home value.
These are “land/home packages.” Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate. Also, you may wish to shorten the loan term
which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history. Self-employed borrowers
need two years tax returns showing sufficient net income to support debt. Minimum credit
guidelines apply. Each situation is different, and loan types depend on several factors--year,
make, home value, land value, credit history, income, employment history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down payments. Also, a
shorter term often shows better interest rates and the greater savings.
Q. I want to purchase a home from a dealer and place it on land I own or wish to buy.
A. Constructions loans for this purpose are available in many states.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes. The home must be newer than 1977 in most cases. The newer the home the more
likely equity cash will be available. Pre-1977 in California for “home only.”
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
Q. Is single wide or double wide financing or refinancing available for homes in parks,
on leased, family land, or land where the deed or mortgage is separate from the home?
A. Yes! These are "home only" or "chattel" loans, and there are excellent rates and terms
for purchase or [refinance which includes equity cash out.]
Q. Is financing or refinancing available for homes with land tied by deed or mortgage?
A. Yes! In most states purchase and refinancing is available, sometimes with extra equity
[cash available for debt consolidation or home improvements] depending on the home value.
These are “land/home packages.” Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate. Also, you may wish to shorten the loan term
which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history. Self-employed borrowers
need two years tax returns showing sufficient net income to support debt. Minimum credit
guidelines apply. Each situation is different, and loan types depend on several factors--year,
make, home value, land value, credit history, income, employment history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down payments. Also, a
shorter term often shows better interest rates and the greater savings.
Q. I want to purchase a home from a dealer and place it on land I own or wish to buy.
A. Constructions loans for this purpose are available in many states.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes. The home must be newer than 1977 in most cases. The newer the home the more
likely equity cash will be available. Pre-1977 in California for “home only.”
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
| Offering mobile and manufactured home lender loan programs, home loans, cash out refinancing for homes in parks and communities, or the home on land. Refinance a mobile home in a park, on rented private lot, or leased land. |
Mobile Home Refinancing, Mobile Home And Land Refinancing, Nationwide Lenders Free Quote Cash Out Refinance Mobile Home Loan
Alabama AL Montgomery Birmingham, Alaska AK Juneau Anchorage, Arizona AZ Phoenix, Arkansas AR Little Rock, California CA Sacramento Los
Angeles, Colorado CO Denver, Connecticut CT Hartford Bridgeport. Delaware DE Dover Wilmington, Florida FL Tallahassee Jacksonville, Georgia GA
Atlanta, Hawaii HI Honolulu, Idaho ID Boise, Illinois IL Springfield Chicago, Indiana IN Indianapolis, Iowa IA Des Moines, Kansas KS Topeka Wichita,
Kentucky KY Frankfort Louisville, Louisiana LA Baton Rouge New Orleans, Maine ME Augusta Portland, Maryland MD Annapolis Baltimore, Massachusetts
MA Boston, Michigan MI Lansing Detroit, Minnesota MN Saint Paul Minneapolis, Mississippi MS Jackson, Missouri MO Jefferson City St. Louis, Montana
MT Helena Billings, Nebraska NE Lincoln Omaha, Nevada NV Carson City Las Vegas, New Hampshire NH Concord Manchester, New Jersey NJ Trenton
Newark, New Mexico NM Santa Fe Albuquerque, New York NY Albany New York City, North Carolina NC Raleigh Charlotte, North Dakota ND Bismarck Fargo,
Ohio OH Columbus, Oklahoma OK Oklahoma City, Oregon OR Salem Portland, Pennsylvania PA Harrisburg Philadelphia, Rhode Island RI Providence,
South Carolina SC Columbia, South Dakota SD Pierre Sioux Falls, Tennessee TN Nashville Memphis, Texas TX Dallas Austin Houston, Utah UT Salt Lake
City, Vermont VT Montpelier Burlington, Virginia VA Richmond Virginia Beach, Washington WA Olympia Seattle, West Virginia WV Charleston, Wisconsin
WI Madison Milwaukee, Wyoming WY Cheyenne This communication does not constitute a commitment to lend. All loan programs are subject to underwriting approval,
which includes, but is not limited to, credit history,review and acceptance of a complete property appraisal or inspection, clear property title, and review and acceptance of
employment and/or income documentation, debt analysis, final loan approval and other factors.
Alabama AL Montgomery Birmingham, Alaska AK Juneau Anchorage, Arizona AZ Phoenix, Arkansas AR Little Rock, California CA Sacramento Los
Angeles, Colorado CO Denver, Connecticut CT Hartford Bridgeport. Delaware DE Dover Wilmington, Florida FL Tallahassee Jacksonville, Georgia GA
Atlanta, Hawaii HI Honolulu, Idaho ID Boise, Illinois IL Springfield Chicago, Indiana IN Indianapolis, Iowa IA Des Moines, Kansas KS Topeka Wichita,
Kentucky KY Frankfort Louisville, Louisiana LA Baton Rouge New Orleans, Maine ME Augusta Portland, Maryland MD Annapolis Baltimore, Massachusetts
MA Boston, Michigan MI Lansing Detroit, Minnesota MN Saint Paul Minneapolis, Mississippi MS Jackson, Missouri MO Jefferson City St. Louis, Montana
MT Helena Billings, Nebraska NE Lincoln Omaha, Nevada NV Carson City Las Vegas, New Hampshire NH Concord Manchester, New Jersey NJ Trenton
Newark, New Mexico NM Santa Fe Albuquerque, New York NY Albany New York City, North Carolina NC Raleigh Charlotte, North Dakota ND Bismarck Fargo,
Ohio OH Columbus, Oklahoma OK Oklahoma City, Oregon OR Salem Portland, Pennsylvania PA Harrisburg Philadelphia, Rhode Island RI Providence,
South Carolina SC Columbia, South Dakota SD Pierre Sioux Falls, Tennessee TN Nashville Memphis, Texas TX Dallas Austin Houston, Utah UT Salt Lake
City, Vermont VT Montpelier Burlington, Virginia VA Richmond Virginia Beach, Washington WA Olympia Seattle, West Virginia WV Charleston, Wisconsin
WI Madison Milwaukee, Wyoming WY Cheyenne This communication does not constitute a commitment to lend. All loan programs are subject to underwriting approval,
which includes, but is not limited to, credit history,review and acceptance of a complete property appraisal or inspection, clear property title, and review and acceptance of
employment and/or income documentation, debt analysis, final loan approval and other factors.
| Arizona AZ, Arkansas AR, California CA, Colorado CO, Delaware DE, Florida FL, Georgia GA, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maryland MD, Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, New Hampshire NH, Nevada NV, New Mexico NM, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA, Rhode Island RI, South Carolina SC, South Dakota SD, FHA Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA, West Virginia WV, Wisconsin WI, Wyoming WY, "Northern California, Southern California, Western States, Free Quote Cash Out Refinance Mobile Home Land - Mobile Home Loan Finder California" Mobile Home Land Refinancing Lenders -- California - New Mexico - Arizona - Colorado - Florida - Mobile Home Park Refinancing Lenders mobile manufactured home loans - mobile refinancing manufactured home loans - mobile manufactured home loans no doc - |
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Additional Resources
U.S. Chamber of Commerce
America's Community Bankers
Mortgage Bankers of America
National Assoc.of Realtors
National Assoc. Home Builders
Department of Treasury
Treasury Direct - Investing
Federal Reserve System
Small Business Administration
National Bankers Assoc.
House Financial Services
Independent Bankers
Conference of Mayors
U.S. Chamber of Commerce
America's Community Bankers
Mortgage Bankers of America
National Assoc.of Realtors
National Assoc. Home Builders
Department of Treasury
Treasury Direct - Investing
Federal Reserve System
Small Business Administration
National Bankers Assoc.
House Financial Services
Independent Bankers
Conference of Mayors
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